Low level of credit risk control is the major reason that results in credit risk.
商业银行信贷风险管理水平的低下是信贷风险产生的主要原因。
2.cyber-attack 网络攻击
America, as the country most reliant on computers, is probably most vulnerable to cyber-attack.
美国,作为最依赖计算机的国家,也是最容易遭受网络攻击的国家。